Skip to main content

The financial platform sustains the compliance the sector demands

Fogafín and other regulated entities of the Colombian financial system build on esinergia their core integration architectures, transactional portals, and continuous compliance.

Compliance is not a checklist, it is an architecture decision from the design phase. Every auditable control is engineered into the platform, not added at the end.

Integration with core systems, banking, policies, payments is not patched. It is engineered with enterprise judgment to sustain real time under regulated load.

24/7 transactional continuity is a sector operating condition, not a portal attribute. A regulated system does not allow improvised maintenance windows.

Time-to-market for a regulated product depends on the digital catalog, not on the product. The pace of the business is bound by the pace of the platform.

These are not hypotheses. They are the real operating conditions of enterprise financial and insurance entities in LATAM. A partner with sector judgment enters the diagnostic with that reality already understood and with the method to resolve it.

The sector from the inside

What we know about your reality

16 years building platforms for entities of the regulated financial sector in LATAM taught us where the real problems of the sector are.

Financial customers resolve online or they don't. Most portals still lose at onboarding

73% of financial customers in LATAM abandon a digital onboarding process if it takes more than 5 minutes or has more than 4 steps. (Accenture, 2023)

Core systems aren't patched — they're integrated with enterprise judgment

Core banking, CRM, policy management, and payment gateway integrated with fragile patches work until they don't. The team that should be building is putting out fires. (Deloitte, 2023)

In financial services, compliance is architecture, not a checklist

64% of banking CIOs in LATAM identify regulatory compliance as the main brake on digital innovation. Every regulatory change becomes an emergency. (IDC, 2023)

Time-to-market of a regulated product depends on the digital catalog, not on the product

Launching a new product in the digital channel should take weeks. 40% of financial entities in LATAM report their infrastructure is the main bottleneck for time-to-market. (McKinsey, 2022)

What we build for financial services and insurance

Specific solutions for entities operating under regulatory requirements that cannot afford friction in the customer journey.

Self-service portal

Policy management, payments, product inquiries, and procedures integrated with core systems and CRM. The customer resolves without calling — and the call center receives less pressure.

Multisite governance for financial groups

Centralized control for groups with multiple business lines, brands, and countries. One design system, one technical governance, brand consistency across the entire operation.

Broker and commercial partner portal

Commercial enablement platforms for intermediaries with real-time access to tools, quoters, and materials — without depending on the internal team for every operation.

Semantic search and profile-based offer personalization

Semantic product search, risk routing assistants, and offer personalization by customer profile — built on the platform you already have, without replacing the core.

The context that defines the sector

Verified data from the financial and insurance digital market in Latin America.

73%

Of financial customers in LATAM abandon a digital onboarding process if it takes more than 5 minutes or has more than 4 steps. (Accenture, 2023)

64%

Of banking CIOs in the region identify regulatory compliance as the main brake on digital innovation. (IDC, 2023)

40%

Of financial entities in LATAM report that their digital infrastructure is the main bottleneck for time-to-market of new products. (McKinsey, 2022)

What we build in practice

Let's talk about the platform that sustains your entity's regulated operation

We listen first to your technical and operational context — and we tell you honestly how we can help.

logo